10 West Ridge, Surf City, NC 28445 (MLS# 100564861)

10 West Ridge, Surf City, NC 28445

$2,495,000

Virtual Tour

https://my.matterport.com/show/?m=HPtsDrmzXBs

house from raised ridge in between canal and brackish pond

downstairs patio with enclosed outside shower and gardening station (sink w running water)

foyer (mother in law suite to the left, 2 car garage to the right, main house upstairs)

master bedroom (his and hers walk in closets to the right)

master bathroom (door to toilet on the right)

laundry room with utility sink, built in cabinets, and closets

layout area and view from bedroom 2 entrance to balcony

outdoor dining and view from master bedroom entrance to balcony

view of the rest of the estate from top level balcony

hallway & stairs view from 3rd level to 2nd level

living room view of fireplace, dry bar, media center, and built in shelving

pink sunset from 2nd level covered decking

built in shelving in office- mother-in-law suite

covered patio from mother-in-law suite (stairs leading to 2nd level covered deck)

1 of 2 neighborhood easements to beach accesses

overhead view of the estate- driveway to boat lift

Property Type: Residential Bedrooms: 5 Baths: 5 Square Footage: 4,204 Lot Size (sq. ft.): 34,282 Status: Active

Current Price: $2,495,000 List Date: 4/03/2026 Last Modified: 5/29/2026

Overview

Description

An intriguing approach down a tree lined drive escorts you to a tranquil .79-acre estate overlooking 100 ft of waterfront, floating & stationary docks with a boat lift & a jet ski lift, & captivating views of Banks Channel. This stunning Sound Front home is tucked into the meticulously landscaped, quiet maritime forest & located in Surf City on a protected canal with vast, unobstructed views of the marsh, sound & waterway! Your private oasis features 2 deeded beach accesses that lead to the incomparable shoreline of Surf City. This sophisticated home was custom designed from a Caribbean Floor Plan to be in harmony with the site & the timeless oaks that blanket the property. Elegance & decadent craftsmanship start with 2 by 6 structural framing, & travel with you throughout this 4200+ sq ft estate with 5 bedrooms, 4 & 1/2 bathrooms. Abundant outdoor living space with 2500 sq ft of balcony, wrap-around decking, patio space, fully enclosed outdoor shower & gardening counter, leading to a ... (Read more) An intriguing approach down a tree lined drive escorts you to a tranquil .79-acre estate overlooking 100 ft of waterfront, floating & stationary docks with a boat lift & a jet ski lift, & captivating views of Banks Channel. This stunning Sound Front home is tucked into the meticulously landscaped, quiet maritime forest & located in Surf City on a protected canal with vast, unobstructed views of the marsh, sound & waterway! Your private oasis features 2 deeded beach accesses that lead to the incomparable shoreline of Surf City. This sophisticated home was custom designed from a Caribbean Floor Plan to be in harmony with the site & the timeless oaks that blanket the property. Elegance & decadent craftsmanship start with 2 by 6 structural framing, & travel with you throughout this 4200+ sq ft estate with 5 bedrooms, 4 & 1/2 bathrooms. Abundant outdoor living space with 2500 sq ft of balcony, wrap-around decking, patio space, fully enclosed outdoor shower & gardening counter, leading to a private boardwalk over the saltwater pond to the upland area cabana overlooking the secured, bulkheaded canal frontage. Cabana hosts a 10,000 lb boat lift & a 2500 lb jet ski lift, with seating under the trees & stars, making this a boater's dream. Upon entering the home, the foyer has an Ernest Hemingway inspired flair with porcelain tile floors & rich hued hardwood stairs, & an in-law suite that has a 2nd kitchen with cooktop, full refrigerator, sink, 2 bedrooms (1 with views of the water) a full bathroom, & a door that shuts the entire floor off to the foyer for added privacy. Also, downstairs is an office that is fully wired & has built-in bookshelves. The second story has an oversized guest suite with tall ceilings, & a full bathroom. This level also features the kitchen, dining, living room & powder room. The kitchen has plenty of counter space & a full suite of high-end appliances that are a chef's dream; thick granite countertops, breakfast bar, an island with an additional sink, & a gas cooktop with a vented hood are some of the features that make this kitchen unique. Dining room is just off the kitchen, with an open floor plan & the space is completely encircled with windows for an abundance of beautiful natural lighting. The living room has more built-in shelving with gas logs, a dry bar with wine cooler/shelving/granite countertop, 2 double glass doors for easy access to the wrap-around deck when entertaining & sweeping views of the ICWW. The third story has an additional bedroom with a full bathroom, a private office located in the room, and a walk-in closet. The door to the balcony & the large laundry room with shelving, television, & utility sink are what separates the guest room & master suite. The master suite has an expansive bathroom with a walk-in shower, whirlpool soaking tub, separate his & hers sinks/mirrors/vanities, and a built-in makeup station for you to get ready while overlooking the water. Master bedroom has separate, his & hers, walk-in closets, & glass doors that lead out to a private balcony that perches you at the top of the island. Enjoy the most beautiful sunsets of your life from this 685 sq ft master suite, which is a retreat of its own with intricate trim work & striking details. The driveway is lined with pervious concrete with a 2-car garage and space to park 10 vehicles. Yard has been lovingly maintained by an avid gardener, boasting beautiful mature live-oak trees, ficus, oleanders, pine, lemon, olive, cedar trees & cork-screw willows cascade your walk to the front door. Hydrangeas, azaleas & other native flora placed around the estate aid in making this incomparable property the crown Jewel of Surf City. Sandy Ridge is a lovely neighborhood just a couple miles south of the Surf City bridge. Tucked just off the main road, this charming subdivision has 2 private crosswalks to access the beach & no hoa. Located in an AE flood zone & the coveted Topsail School District- come see all this home has to offer.

Listing Details MLS# 100564861

Contract Info

Sub-Type: Single Family Residence
Construction Type: Stick Built
Delayed Marketing?: No
Marketing Start Date: 2026-04-03
Listing Price: 2495000
List Price/SqFt: 593.48
Stipulation of Sale: Standard

Location Information

Street #: 10
Street Name: West
Street Suffix: Ridge
County: Pender
State/Province: NC
Zip Code: 28445
City Limits: Yes
Marketing City: Surf City
Subdivision: Sandy Ridge
Secondary Subdivision: N/A

Remarks and Showing

Directions to Property: Use the bridge in Surf City to come onto the island, at the roundabout take your first right and follow to S. Topsail Drive for 2 miles, then at the ''Sandy Ridge Subdivision ''sign turn right onto Sandy Lane. Then take a left on W Ridge. Home will be the last house on the right.
Sign on Property: Yes

Property Exterior Info

New Construction: No
Lot Acres: 0.79
Lot SqFt: 34282
Lot Dimensions: irregular
Waterfront: Yes
Waterview: Yes
Location Type: Island

Property Interior Info

SqFt - Heated (Primary): 4204
Total SqFt - Heated (Primary + Separate): 4204
# Rooms: 15
# Baths - Full: 4
# Baths - Half: Yes
# Baths - Total: 5
# Bedrooms: 5
Master Bedroom Level: Non Primary Living Area
ud_i_10: 3
Fireplace Y/N: Yes

Legal Taxes

Year Built: 2005

More Information

Boat Slip

Boat Slip Length: 30
Boat Slip Width: 12
Mean High Water Depth: 5

Fuel Tank

Above or Below Ground: Above Ground
Fuel Type: Propane
In Use: Yes
Owned or Leased: Leased
Lessor Name and Contact: Suburban Propane Company
Fuel Tank: Yes

Entry Level Information

Entry Level: Yes

Current Service Providers

Electric Provider: Jones-Onslow EMC
Fuel Vendor Provider: Suburban Propane
Internet Service Provider(s): Spectrum
Sewer Provider: City/Town
Trash Provider: City
Water Provider: City/Town

Building/Ext Features

ud_i_08: 1

Legal & Taxes

Tax Assessed Value: 606510
Total Real Estate Property Taxes: 7520.72
Deed Book: 1561
Deed Page: 279
Legal: L10,PB 27/105 SANDY RIDGE
Broker Owner: No
PID: 4234-03-3030-0000
Tax Identifier: 4234-03-3030-0000
Plat Book: 27
Plat Page: 105
Special Assessments: NONE
Tax Year: 2023
Zoning: R5
HOA: No
Cobra Zone: No
Elementary School: Surf City
Middle School: Surf City
High School: Topsail

Garage & Parking

Total Parking Spaces: 12
Attached Garage Spaces: 2
Detached Garage Spaces: 0
Total # Garage Spaces: 2
Total Carport Spaces: 0

Parking Features

Garage Faces Front: Yes
Lighted: Yes
On Site: Yes
See Remarks: Yes

HOA and Neigh Amenities

Beach Access: Yes

Attic

Access Only: Yes
Floored - Partial: Yes

Basement

Finished: Yes

Frontage Type

Canal Front: Yes
Creek: Yes
ICW Front: Yes
Marsh Front: Yes
Sound Front: Yes

Handicap Accessible

None: Yes

View Type

Canal: Yes
Creek/Stream: Yes
ICW View: Yes
Marsh View: Yes
Sound View: Yes
Water: Yes

Construction

Wood Frame: Yes

Architectural Style

Other: Yes

Lot Water Features

Boat Slip: Yes
Boat Dock: Yes
Boat Lift: Yes
Bulkhead: Yes
Deeded Beach Access: Yes
Deeded Water Access: Yes
Deeded Water Rights: Yes
Deeded Waterfront: Yes
Navigable Water: Yes
Pier: Yes
Salt Marsh: Yes
Sound Side: Yes
Water Access Comm: Yes
Water Depth 4+: Yes

Exterior Features

DP50 Windows: Yes
Gas Log: Yes
Outdoor Shower: Yes
See Remarks: Yes

Exterior Finish

Fiber Cement: Yes

Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA Loan: Yes
Commercial: Yes

Fencing

None: Yes

Foundation

Pilings: Yes

Flooring

Carpet: Yes
Ceramic Tile: Yes
Hardwood: Yes
Tile: Yes
See Remarks: Yes

Patio and Porch Features

Balcony: Yes
Covered: Yes
Deck: Yes
Open: Yes
Porch: Yes
Rear Porch: Yes
Side Porch: Yes
Wrap Around: Yes

Security Features

Smoke Detector(s): Yes

Green Bldg Certify

Green Built Homes: Yes

Green Bldg Features

LED Lighting: Yes

Pool Features

None: Yes

Roof

Architectural Shingle: Yes
Membrane: Yes

Levels

3 Story or More: Yes

Lot Features

Cul-De-Sac: Yes
Dead End: Yes
Landscaped: Yes
Level: Yes
Pond on Lot: Yes
Wetlands: Yes
Wooded: Yes

Road Type/Frontage

Maintained: Yes
Paved: Yes
Public (City/Cty/St): Yes

Trash Collection

City Pick-UP: Yes

Cooling

Central Air: Yes

Other Structures

Shower: Yes

Heated SqFt

4000 - 4499: Yes

Heating

Heat Pump: Yes

Heating System Fuel Source

Electric: Yes

Water Heater

Electric: Yes

Utilities

Sewer Connected: Yes
Water Connected: Yes

Sewer

Municipal Sewer: Yes

Water Source

Municipal Water: Yes

Appliances/Equip

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Electric Oven: Yes
Gas Cooktop: Yes
Mini Refrigerator: Yes
Refrigerator: Yes
Self Cleaning Oven: Yes
Vented Exhaust Fan: Yes
Washer: Yes

Fireplace Features

Gas Log: Yes
Living Room: Yes

Furnished

Negotiable: Yes

Interior Features

2nd Kitchen: Yes
Apt/Suite: Yes
Blinds/Shades: Yes
Bookcases: Yes
Ceiling Fan(s): Yes
Dry Bar: Yes
Entrance Foyer: Yes
Gas Log: Yes
High Ceilings: Yes
Kitchen Island: Yes
Solid Surface: Yes
Tray Ceiling(s): Yes
Walk-in Shower: Yes
Walk-In Closet(s): Yes
Whirlpool: Yes
Wired for Data: Yes

Laundry Features

Laundry Room: Yes
Utility Sink: Yes

Dining Room Type

Combination: Yes

Home Warr/Termite

Termite Bond: Yes
Termite Company: Modern Exterminating
Termite Company Phone: 9104555122

Rooms

Bathroom 1: Yes
Bathroom 2: Yes
Bathroom 3: Yes
Bathroom 4: Yes
Bathroom 5: Yes
Bedroom 2: Yes
Bedroom 3: Yes
Bedroom 4: Yes
Bedroom 5: Yes
Kitchen: Yes
Laundry: Yes
Master Bedroom: Yes
Office: Yes

Property Features

Frontage Type: Canal Front; Creek; ICW Front; Marsh Front; Sound Front Handicap Accessible: None View Type: Canal; Creek/Stream; ICW View; Marsh View; Sound View; Water Attic: Access Only; Floored - Partial Basement: Finished Construction: Wood Frame Architectural Style: Other Exterior Features: DP50 Windows; Gas Log; Outdoor Shower; See Remarks Exterior Finish: Fiber Cement Fencing: None Foundation: Pilings Fuel Tank: Fuel Tank Green Bldg Certify: Green Built Homes Green Bldg Features: LED Lighting Parking Features: Garage Faces Front; Lighted; On Site; See Remarks Patio and Porch Features: Balcony; Covered; Deck; Open; Porch; Rear Porch; Side Porch; Wrap Around Pool Features: None Roof: Architectural Shingle; Membrane Levels: 3 Story or More Trash Collection: City Pick-UP Lot Features: Cul-De-Sac; Dead End; Landscaped; Level; Pond on Lot; Wetlands; Wooded Lot Water Features: Boat Dock; Boat Lift; Bulkhead; Deeded Beach Access; Deeded Water Access; Deeded Water Rights; Deeded Waterfront; Navigable Water; Pier; Salt Marsh; Sound Side; Water Access Comm; Water Depth 4+ Cooling: Central Air Heating: Heat Pump Heating System Fuel Source: Electric Water Heater: Electric Utilities: Sewer Connected; Water Connected Sewer: Municipal Sewer Water Source: Municipal Water Fireplace Features: Gas Log; Living Room Flooring: Carpet; Ceramic Tile; Hardwood; Tile; See Remarks Furnished: Negotiable Interior Features: 2nd Kitchen; Apt/Suite; Blinds/Shades; Bookcases; Ceiling Fan(s); Dry Bar; Entrance Foyer; Gas Log; High Ceilings; Kitchen Island; Solid Surface; Tray Ceiling(s); Walk-in Shower; Walk-In Closet(s); Whirlpool; Wired for Data Security Features: Smoke Detector(s) Laundry Features: Laundry Room; Utility Sink Heated SqFt: 4000 - 4499 Dining Room Type: Combination Other Structures: Shower HOA and Neigh Amenities: Beach Access Rooms: Bathroom 1; Bathroom 2; Bathroom 3; Bathroom 4; Bathroom 5; Bedroom 2; Bedroom 3; Bedroom 4; Bedroom 5; Kitchen; Laundry; Master Bedroom; Office Terms: Cash; Conventional; FHA; VA Loan; Commercial

Room Information

Room Name
Master Bedroom
Bedroom 2
Bedroom 3
Bedroom 4
Bedroom 5
Bathroom 1
Bathroom 2
Bathroom 3
Bathroom 4
Bathroom 5
Office
Office
Kitchen
Kitchen
Laundry

IDX

Listing Office: Teresa Batts Real Estate, LLC

Last Updated: May - 29 - 2026

Copyright 2024 NCRMLS. All rights reserved. North Carolina Regional Multiple Listing Service, (NCRMLS), provides content displayed here (“provided content”) on an “as is” basis and makes no representations or warranties regarding the provided content, including, but not limited to those of non-infringement, timeliness, accuracy, or completeness. Individuals and companies using information presented are responsible for verification and validation of information they utilize and present to their customers and clients. NCRMLS will not be liable for any damage or loss resulting from use of the provided content or the products available through Portals, IDX, VOW, and/or Syndication. Recipients of this information shall not resell, redistribute, reproduce, modify, or otherwise copy any portion thereof without the expressed written consent of NCRMLS.